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Best personal budget facts12/31/2023 ![]() ![]() For more information, please visit Labour Market Services. Consider steps to get a better job, including career counselling, training or education programs. Continue to look for improved employment opportunities to increase your monthly income.This includes Goods and Services Tax Credit, Canada Child Benefit, Canada Pension Plan, etc. Completing your income taxes each year makes sure you get all federal and provincial benefits you are eligible for.The Wants and Needs Calculator may help with this. You may need to think of ways to reduce or cut some of your expenses. If your total is in brackets, your expenses are higher than your income.You may want to think of ways to save for the future. If your total is not in brackets, your income is higher than your expenses.Not all may apply to you, but fill out what you know.Īt the bottom of the worksheet, your net income is the total of all your income, and your net expenses is the total of all your expenses. The expense section is divided into four categories. Be sure to enter your net income (income after all deductions have been made). ![]() The income section includes spaces to enter all the types of income you may get. How to create a budget summary that outlines your income and expensesĭownload the Budget Summary Worksheet and enter your income and expenses. Understanding needs and wants will help you to manage within your monthly budget.
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